Katy, Cypress and Fort Bend County real estate and homes for sale in Texas, corporate relocations - Jay Thieme, REALTOR® Jay Thieme REALTOR(r) for Katy, Cypress and Fort Bend County, Texas real estate, corporate relocations - NUMBER1EXPERT™ Jay Thieme NUMBER1EXPERT(tm) for Katy, Cypress and Fort Bend County, Texas real estate corporate relocations

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Jay Thieme, REALTORŪ, real estate agent and broker for Katy, Cypress and Fort Bend County Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 281-994-5103.


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First Time Homebuyers: Katy, Cypress and Fort Bend County Texas home buying, real estate listings, and homes for sale in Harris, Franklin and Fort Bend County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Katy, Cypress and Fort Bend County real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >What About the Water

If you are considering buying acreage, your real estate agent will probably supply you with basic information about the soil quality, zoning and property boundaries. Whether you intend to build a vacation home or a working horse ranch, you'll also need to know about the water quality and quantity.

If the land is not in an area where water is supplied and tested by a municipal water system, you will need to drill a well for drinking water even if the land has surface sources that provide water for irrigation. Instead of paying monthly water bills, you'll be investing a substantial sum to drill the well and maintain it over time. Contact the county water department to determine how many gallons per minute you and your family (or agricultural business) will require. Talk to the neighbors to find out how long it actually takes to obtain permits to drill for water in that area, and get estimates from local companies on drilling costs.

With a little detective work and help from your agent you can discover any local problems with contamination of the water supply due to toxic substances. Surface waters such as streams, ponds or lakes may be considered public property, and may require you to obtain a water use permit from the state in order to dam a creek or pump water from a supply that sits on your land.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Dagley Insurance & Financial Services has locations in Katy, Cypress & Sugar Land ready to handle all of your home insurance needs.
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Jay Thieme, REALTORŪ, real estate agent and broker for Katy, Cypress and Fort Bend County Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Thieme
RE/MAX Cinco Ranch

916 South Mason Road
Katy
Texas 77450
office: 281-994-5103
cell: 713-252-5031
Fax: 281-693-0817
jaythieme@NUMBER1EXPERT.com

Jay has the answers! Buying, Selling or Corporate Relocations in Katy, Cypress or Fort Bend County. Jay Thieme offers a online real estate library, mortgage calculators, automatic email updates of new homes and much more.

Equal HousingMLSREALTOR


RE/MAX Cinco Ranch real estate and homes for sale in Katy, Cypress and Fort Bend County Texas

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