Katy, Cypress and Fort Bend County real estate and homes for sale in Texas, corporate relocations - Jay Thieme, REALTOR® Jay Thieme REALTOR(r) for Katy, Cypress and Fort Bend County, Texas real estate, corporate relocations - NUMBER1EXPERT™ Jay Thieme NUMBER1EXPERT(tm) for Katy, Cypress and Fort Bend County, Texas real estate corporate relocations
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Jay Thieme, REALTOR®, real estate agent and broker for Katy, Cypress and Fort Bend County Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jay, a proven Katy, Cypress and Fort Bend County, Texas NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What is encroachment, and how might it affect a property owner?

A 
Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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Jay Thieme, REALTOR®, real estate agent and broker for Katy, Cypress and Fort Bend County Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Thieme
RE/MAX Cinco Ranch

916 South Mason Road
Katy
Texas 77450
office: 281-994-5103
cell: 713-252-5031
Fax: 281-693-0817
jaythieme@NUMBER1EXPERT.com

Jay has the answers! Buying, Selling or Corporate Relocations in Katy, Cypress or Fort Bend County. Jay Thieme offers a online real estate library, mortgage calculators, automatic email updates of new homes and much more.

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RE/MAX Cinco Ranch real estate and homes for sale in Katy, Cypress and Fort Bend County Texas

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